NATIONAL ELECTRONIC FUNDS TRANSFER

Important of NEFT transaction

• It is economical to use NEFT for money transfer.
• NEFT is built on a secure platform.
• No need of using a cheque or a demand draft (DD) for money transfer.
• Transferring money does not require you to visit the bank.
• Initiate funds transfer online.
• Customer can send and receive money on his/her account.
• The transfer can be completed faster, with convenience.

REAL TIME GROSS SETTELEMENT

Importance of RTGS transaction

RTGS transfer time is extremely fast when compared to NEFT. Given that transactions happen in real-time and on an individual basis, it takes less than 30 minutes for the funds to be transferred from your account to the beneficiary’s account.

An electronic payment system in which payment instructions between banks are processed and settled individually and continuously, on a real time basis, throughout the day. Available for transaction value of Rs.2.00 lac and above. Customer can send and received money on his/her account.

IMMEDIATE PAYMENT SERVICE

Important of IMPS transaction

Dhansampada offers IMPS an inter-bank electronic fund transfer service through mobile phones. The service is available 24×7 throughout the year including bank holidays.Funds are transferred on real time basis without any delay.

It is being extended by Dhansampada Gramin Bigarsheti Sahakari Patsanstha through various channels such as ATM, Internet Banking, and Mobile Banking etc. All the Public sector & major Private Banks are participating in IMPS.Available for transaction value of up to Rs.5.00 lac