Saving Account
Dhansampada Gramin Bigarsheti Sahakari Patsanstha offers a versatile and accessible Savings Account designed to meet your everyday banking needs while helping you grow your money. Our Savings Account comes with attractive interest rates, ensuring your funds work for you while remaining easily accessible. Enjoy a range of convenient features, including online banking, easy withdrawals, and seamless fund transfers. With a commitment to security and customer satisfaction, Dhansampada Gramin Bigarsheti Sahakari Patsanstha provides a dependable and user-friendly banking experience, empowering you to manage your finances with ease and confidence.
- Information
- Saving Account Types
- Documents
- Saving account encourages savings habit among salary earners and others who have fixed income.
- It enables the depositors and pensioners to earn income by way of interest.
- Dhansampada Patsanstha has mobile banking application for customers so they can transfer amount through mobile so that they can easily transfer their amount for daily needs.
- Dhansampada Patsanstha has very easy NEFT/RTGS/IMPS process for transfer amount to any other bank account.
A.No. | Facilities & terms | Regular account | Gold account | Platinum account |
1 | Minimum balance | Zero balance | 1000 | 10,000 |
2 | Interest Rate | 2 percent | 4 percent | 5 percent |
3 | NEFT & RTGS | Regular charges | 5 free per month | 10 free per month |
4 | D.D | Regular charges | 5 free per month | 10 free per month |
5 | Cash Deposit & Withdrawal Limits | Per day Rs.1,99,000 | Per day Rs.1,99,000 | Per day Rs.1,99,000 |
6 | SMS Facility | Free | Free | Free |
7 | Mobile Banking Facility | Free | Free | Free |
8 | Charges for Non-minimum account balance | No Charges | Rs.18 | Rs.59 |
9 | Account Opening Charges | Rs.70 | Rs.70 | Rs.70 |
*Interest will be paid on the amount above the minimum balance.
The rates of NEFT and RTGS commission will remain as follows.
A.No. | Amount | Commission |
1 | Rs. 1,00,000 upto | Rs. 25.00 |
2 | Rs. 1,00,000 onwards | Rs. 40.00 |
*Note – The Board of Directors reserves all rights to change the above rules from time to time.
- Photograph
- Pan card
- Aadhar Card
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